Frictionless Medical Gap Insurance
A solution for distributors and brokers
A solution for distributors and brokers
Seamless coverage with low-touch administration
Coverage and rates that reflect each employee's actual health plan
No ID cards, manual proof of loss submissions, or human claims adjudication
Premium cycle automation that makes financial administration a breeze
Our coverage defines cost-sharing exactly like the underlying medical plan.
Pricing based on the covered medical plan design, not on a "typical" plan
No fixed indemnity creep through hidden exclusions or other structural limitations
After employees connect their medical plans and bank accounts to our application, their Gap claims are processed algorithmically on an ongoing basis, enabling one-click payouts as well as parametric disbursements.
No Gap member ID cards
No manual proof of loss submissions
No medical provider involvement
No human claims handling
Our platform brings together insurer, TPA, and all producers. Taxes and earned premium are calculated automatically. With the click of a button, funds can be paid to all stakeholders.
Electronic invoicing & payments
Electronic premium distribution
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