Our base coverage mirrors the cost-sharing of the underlying medical plan without adding any exclusions like utilization limits, Rx carveouts, or variations for different clinical scenarios.

Employees no longer need to present a physical Gap ID card at the point of care or coordinate claim documents with their providers. Instead, they just connect their medical plan to our application once. Our system will automatically retrieve proof of loss from medical payers and adjudicate claims algorithmically. Patients can self-disburse processed claims with a single click or get paid parametrically.

After employers are e-invoiced and pay online, taxes and earned premiums are calculated automatically, enabling funds to be paid out electronically to insurer, producers, and TPA.

Beacon is an Insurtech company and Program Administrator. We partner with distributors and producers to make America's best Gap coverage available to employee groups.
We are different from other Insurtech startups because we build insurance around technology capabilities, instead of the other way around. Contact: info[at]beaconbenefits.io