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No Exclusions | No Member ID Cards | Parametric Claims
Seamless coverage with low-touch administration
Coverage and rates that reflect each employee's actual health plan instead of an average
Our claims engine automatically obtains proof of loss from medical payers and adjudicates claims
Premium cycle automation that makes financial administration a breeze
Our coverage defines cost-sharing exactly like the underlying medical plans.
Rates based on current medical plan
No "fine print exclusions" relative to current medical plan
Cash-based cost of living rider
After an insured connects their medical plan and bank account to our application, their Gap claims are processed algorithmically on an ongoing basis, enabling self-directed and automated disbursements.
No Gap member ID cards
No manual proof of loss submissions
No medical provider involvement
No human claims handling
Taxes and earned premiums are calculated automatically. With the click of a button, funds are paid to the insurer, the administrator, and all relevant producers.
Electronic invoicing & payments
AR/AP reconciliation
Automated tax form distribution
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